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Offer
Home Package Plus First Home Buyer Special Offer
Discounted Standard Variable Rate in Home Package Plus for new to bank personal or owner occupied loans of $150,000 or more, with a maximum loan to value ratio of 95% including lenders mortgage insurance, principal and interest repayments, and applicants who are first home buyers who have never previously purchased a property. The discounted rate is currently 6.74% per annum, calculated by subtracting a 2.49% discount from the Standard Variable Rate, currently 9.23% per annum. The discounted rate applies only while the loan remains in Home Package Plus. Rates and discounts are subject to change. Pre-approvals are excluded. Available for eligible loans applied for from 15 May 2026.
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Better Together Special Offer
Discounted Back to Basics Variable Rate for new to bank personal or owner occupied loans of $150,000 or more, with borrowings of no more than 60% of the security property value, principal and interest repayments and a Suncorp Bank transaction account. The discounted rate is currently 6.08% per annum, calculated by subtracting a 2.57% discount from the Standard Back to Basics Variable Rate, currently 8.65% per annum. Rates and discounts may change and may be varied if the loan purpose or repayment type changes, or if the borrower does not hold a Suncorp Bank transaction account. Pre-approvals are excluded. Available for eligible loans applied for from 15 May 2026.
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Discounted 2 Year Fixed Rate
Discounted 2 Year Fixed Rate in Home Package Plus for new to bank owner occupied lending of $150,000 or more, with a maximum loan to value ratio of 80% and principal and interest repayments. The discounted rate is available on eligible loans applied for from 26 June 2026. The discounted rate is currently 6.24% per annum, calculated by subtracting a 0.45% discount from the Standard 2 Year Fixed Rate, currently 6.69% per annum. The Standard 2 Year Fixed Rate applicable on the day of settlement is used unless the rate has been secured by paying a Guaranteed Rate Fee. At expiry of the 2 Year Fixed Rate term, the loan reverts to the applicable Standard Variable Rate advertised at the time, less the Home Package Plus discount. Pre-approvals are excluded. Rates and discounts are subject to change without notice.
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LMI waiver for eligible medical professionals
Eligible medical practitioners registered with AHPRA may qualify for a lenders mortgage insurance waiver with a Suncorp Bank home loan. At least one borrower must be an eligible medical practitioner with current generalist or specialist AHPRA registration. The loan amount must be between $250,000 and $1,500,000, the loan to value ratio must be between 80.01% and 90%, and the loan must be for the purchase or refinance of residential property for an owner occupied or investor purpose with principal and interest repayments. Total borrowings originated under the offer must not exceed $1,500,000. Pre-approvals, bridging loans, construction loans and refinances of existing Suncorp Bank home loans are ineligible. Applications are subject to credit approval, and fees and charges may apply. Suncorp Bank may vary, amend, extend, cancel or withdraw the offer at any time without notice. Available with Back to Basics Home Loan, Variable Rate Home Loan and Fixed Rate Home Loan.
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No annual fee for the life of the loan
Save up to $11,250. No annual fee for the life of the loan if you take out a new Home Package Plus home loan or loans totalling $150,000 or more. The saving is based on a 30 year loan term. A $375 annual package fee will be charged and reimbursed while the package is active. Offer subject to change. Available with Home Package Plus.
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Find out about our latest home loan offers, including cash back bonuses when you’re refinancing on an eligible loan.
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