Details.
Discounted Standard Variable Rate in Home Package Plus for new to bank personal or owner occupied loans of $150,000 or more, with a maximum loan to value ratio of 95% including lenders mortgage insurance, principal and interest repayments, and applicants who are first home buyers who have never previously purchased a property. The discounted rate is currently 6.74% per annum, calculated by subtracting a 2.49% discount from the Standard Variable Rate, currently 9.23% per annum. The discounted rate applies only while the loan remains in Home Package Plus. Rates and discounts are subject to change. Pre-approvals are excluded. Available for eligible loans applied for from 15 May 2026.
