Details.
Hanover Bank is seeking a full-time Credit Officer, SBA, for a remote position responsible for underwriting SBA and USDA loans, including commercial and real estate loans, while ensuring compliance with applicable procedures and credit policies. Duties include reviewing loan documentation, financial statements, tax returns, collateral, credit reports, appraisals, and environmental reports, analyzing cash flow and collateral, performing stress tests, preparing credit memos, obtaining missing information, communicating with clients and brokers, assessing transaction risk, preparing borrower discussion items, recommending approval or denial, structuring and negotiating loan terms, and monitoring policy changes. Candidates should have a bachelor's degree in finance, accounting, or a related field, preferred but not required, and three to five years of commercial lending or underwriting experience, preferably in SBA and USDA. Strong analytical, problem-solving, communication, interpersonal, independent working, financial analysis, credit analysis, risk assessment, technology, and attention-to-detail skills are required. Benefits include medical, dental, and vision coverage, company-paid life insurance and long-term disability, voluntary and supplemental benefits, 401(k) with company match, paid time off, holidays, annual bonuses, annual increases, and employee events and contests. Salary is $94,000 to $116,000.