Discounted Standard Variable Rate for new Personal or Owner Occupied loans taken out as part of the Home Package Plus First Home Buyer Special Offer, with lending of $150,000 or more, borrowings up to 95% of the security property value including LMI where applicable, and principal and interest repayments. All applicants must be first home buyers who have never previously purchased a property. The discounted rate is currently 6.74% per annum, calculated by subtracting a 2.49% discount from the Standard Variable Rate of 9.23% per annum. The discounted rate applies while the loan remains in Home Package Plus. Rates and discounts are subject to change. Pre-approvals are excluded. Available on eligible loans applied for from 15 May 2026. A $375 annual package fee will be charged and reimbursed while the package is active.

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Home Package Plus 2 Year Fixed Rate Offer

Discounted 2 Year Fixed Rate for new Personal or Owner Occupied lending in Home Package Plus of $150,000 or more, with borrowings up to 80% of the security property value including LMI where applicable and principal and interest repayments. The discounted rate is currently 6.24% per annum, calculated by subtracting a 0.45% discount from the Standard 2 Year Fixed Rate of 6.69% per annum. The offer applies while the loan remains in Home Package Plus. At the end of the two-year fixed rate term, the loan reverts to the applicable Standard Variable Rate advertised at that time, less the Home Package Plus discount. Pre-approvals are excluded. Available on eligible loans applied for from 26 June 2026. A $375 annual package fee will be charged and reimbursed while the package is active.

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Better Together Special Offer

Discounted Back to Basics Variable Rate for new Personal or Owner Occupied loans taken out as part of the Better Together Special Offer, with lending of $150,000 or more, borrowings up to 60% of the security property value including LMI where applicable, principal and interest repayments, and a Suncorp Bank transaction account. The discounted rate is currently 6.08% per annum, calculated by subtracting a 2.57% discount from the Standard Back to Basics Variable Rate of 8.65% per annum. Rates and discounts are subject to change and may vary if the loan purpose or repayment type changes, or if the borrower does not hold a Suncorp Bank transaction account. Pre-approvals are excluded. Available on eligible loans applied for from 15 May 2026.

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LMI waiver for eligible medical professionals

Eligible medical practitioners registered with AHPRA may qualify for a Lenders Mortgage Insurance waiver with a Suncorp Bank Home Loan. At least one borrower must be an eligible medical practitioner with current generalist or specialist AHPRA registration. The loan must be between $250,000 and $1,500,000, have an LVR between 80.01% and 90%, be for the purchase or refinance of residential property for owner occupied or investor purposes, and use principal and interest repayments. Total borrowings under the offer must not exceed $1,500,000. Pre-approvals, bridging loans, construction loans and refinances of existing Suncorp Bank home loans are ineligible. Applications are subject to credit approval, and fees and charges may apply. Suncorp Bank may vary, amend, extend, cancel or withdraw the offer at any time without notice.

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No annual fee for the life of the loan

Save up to $11,250. No annual fee for the life of the loan if you take out a new Home Package Plus home loan or loans totalling $150,000 or more. The saving is based on a 30-year loan. A $375 annual package fee will be charged and reimbursed while the package is active. Offer subject to change. Eligibility criteria, conditions, fees and charges apply.

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