Discounted Standard Variable Rate for new personal or owner occupied loans of $150,000 or more taken out as part of the Home Package Plus First Home Buyer Special Offer, with borrowings up to 95% of the security property value including lenders mortgage insurance, and principal and interest repayments. All applicants must be first home buyers who have never previously purchased a property. The discounted rate applies while the loan remains in Home Package Plus. Pre-approvals are excluded. The discounted rate is available on eligible loans applied for from 15 May 2026. Rates and discounts are subject to change.

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Home Package Plus 2 Year Fixed Rate Offer

Discounted 2 Year Fixed Rate for new personal or owner occupied loans of $150,000 or more taken out as part of Home Package Plus, with borrowings up to 80% of the security property value and principal and interest repayments. The discounted rate applies while the loan remains in Home Package Plus. At the end of the two-year fixed rate term, the loan reverts to the applicable standard variable rate less the Home Package Plus discount. Pre-approvals are excluded. The discounted rate is available on eligible loans applied for from 26 June 2026. Current fixed rates and discounts are subject to change without notice.

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Better Together Special Offer

Discounted Back to Basics Variable Rate for new personal or owner occupied loans of $150,000 or more, with borrowings up to 60% of the security property value, principal and interest repayments and a Suncorp Bank transaction account. Pre-approvals are excluded. The discounted rate is available on eligible loans applied for from 15 May 2026. Rates and discounts are subject to change and may vary if the loan purpose or repayment type changes or if the borrower does not hold a Suncorp Bank transaction account.

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LMI waiver for eligible medical professionals

Eligible medical practitioners registered with AHPRA may qualify for a Lenders Mortgage Insurance waiver on an eligible Suncorp Bank home loan. At least one borrower must be an eligible medical practitioner with current generalist or specialist AHPRA registration. The loan amount must be between $250,000 and $1,500,000, the loan to value ratio must be between 80.01% and 90%, and the loan must be for the purchase or refinance of residential property for owner occupied or investor purposes with principal and interest repayments. Total borrowings originated under the offer must not exceed $1,500,000. Pre-approvals, bridging loans, construction loans and refinances of an existing Suncorp Bank home loan are ineligible. Applications are subject to credit approval, and fees and charges may apply. Suncorp Bank reserves the right to vary, amend, extend, cancel or withdraw the offer at any time without notice.

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No annual fee for the life of the loan

Save up to $11,250. No annual fee for the life of the loan if you take out a new Home Package Plus home loan or loans totalling $150,000 or more. The stated saving is based on a 30-year loan term. A $375 annual package fee will be charged and reimbursed while the package is active. Offer subject to change. Eligibility criteria, conditions, fees and charges apply.

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Find out about our latest home loan offers, including cash back bonuses when you’re refinancing on an eligible loan.

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