NAB ATM

NAB Rewards Signature Card

All day

NAB Qantas Rewards Signature Card

All day

food

NAB Concierge Services

All day

Tailored fixed rate

All day

NAB Low Rate Card cashback offer

All day

NAB Rewards Platinum Card

All day

NAB Rewards Platinum Card with Velocity

All day

NAB Rewards Signature Card with Velocity

All day

Tailored variable with offset

All day

Offers

9 running

NAB Concierge Services

A lifestyle service benefit available 24 hours a day, seven days a week to eligible NAB Platinum Card and NAB Signature Card customers. Services include flight information; sourcing, purchasing and delivery of tickets for theatre shows, concerts and sporting events; event information; fine dining and restaurant referrals and reservations; hotel information and reservations; car rental, limousine and car service referrals and reservations; health club information and reservations; golf tee time information and reservations; gift sourcing and arrangements; sourcing, purchasing and delivery of goods; pre-trip information and assistance; emergency message service; passport and visa assistance; emergency interpretation assistance; business service assistance; send it home service; and courier service. The cardholder will be informed of costs and options before any booking or purchase. Research and coordination services are not charged, but the cardholder is responsible for purchased goods and services, deposits, cancellation costs, delivery and shipping costs, customs duties and import taxes, fund transfer costs, and funds advanced to fulfil a request. Foreign currency transactions are converted to Australian Dollars at the applicable Wall Street Journal exchange rate and incur a 1% surcharge. Services are subject to availability, eligibility, applicable laws, shipping restrictions and other exclusions.

NAB Low Rate Card cashback offer

$400 cashback when you apply for a new personal NAB Low Rate Card, are approved and spend $5,000 or more on everyday purchases within 150 days of account opening. Cashback will be credited to your account within 180 days of account opening if the spend criteria are met. Purchases must be processed and charged to the account within the 150 day period. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes, which are treated as a cash advance. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Plus, receive a 0% p.a. standard balance transfer rate for 12 months. A 3% balance transfer fee applies, and unpaid balance transfers revert to the variable cash advance rate after 12 months. Minimum monthly repayments apply. NAB may vary or end the offer at any time.

NAB Rewards Platinum Card with Velocity

Up to 90,000 bonus Velocity Points through automatic redemption. Apply for a new personal NAB Rewards Platinum Credit Card, be approved, be a Velocity Frequent Flyer member, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $4,000 on everyday purchases within 90 days of opening the account and keep the account open and in good standing for over 12 months. Bonus points are awarded on a tiered basis, with points automatically redeemed for Velocity Points. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Offer commenced 15 January 2026 and ends upon withdrawal. Minimum credit limit $3,000 and minimum monthly repayments apply. NAB may vary or end the offer at any time.

NAB Rewards Signature Card with Velocity

Up to 80,000 bonus Velocity Points through automatic redemption. Apply for a new personal NAB Rewards Signature Credit Card with Velocity, be approved, be a Velocity Frequent Flyer member, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $5,000 on everyday purchases within 90 days of opening the account and keep the account open and in good standing for over 12 months. Bonus points are awarded on a tiered basis, with points automatically redeemed for Velocity Points. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Offer commenced 29 July 2025 and ends upon withdrawal. Minimum credit limit $6,000 and minimum monthly repayments apply. NAB may vary or end the offer at any time.

NAB Rewards Platinum Card

Up to 100,000 bonus NAB Rewards Points. Apply for a new personal NAB Rewards Platinum Card, be approved, spend $3,000 on everyday purchases within 90 days of account opening and keep the card open for over 12 months. 80,000 bonus points are awarded after meeting the first 90 day spend requirement and 20,000 bonus points after holding the card for 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. Offers are not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Minimum credit limit $3,000 and minimum monthly repayments apply. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Signature Card

Up to 110,000 bonus NAB Rewards Points. Apply for a new personal NAB Rewards Signature Card, be approved, spend $5,000 on everyday purchases within 90 days of account opening and keep the card open for over 12 months. 80,000 bonus points are awarded after meeting the first 90 day spend requirement and 30,000 bonus points after holding the card for 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. Offers are not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Minimum credit limit $6,000 and minimum monthly repayments apply. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Qantas Rewards Signature Card

Up to 130,000 bonus Qantas Points and $250 cashback. Apply for a new personal NAB Qantas Rewards Signature Card, be approved, spend $5,000 on everyday purchases within 90 days of opening the account and keep the account open for 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. 100,000 bonus Qantas Points are awarded after meeting the first 90 day spend requirement, with an additional 30,000 points after holding the card for 12 months. The $250 cashback is credited within 120 days of account opening if the spend criteria are met. Offer ends 30 September 2026. Minimum credit limit $6,000 and minimum monthly repayments apply. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

Tailored variable with offset

Enjoy extra flexibility and features with access to up to 10 offset accounts. The estimated interest rate range is 6.09% p.a. to 6.79% p.a., with comparison rates from 6.22% p.a. to 6.92% p.a. The rate range is based on a loan amount of $750,000 or more, and the rate offered depends on individual circumstances including banking history with NAB, application information, loan amount, credit risk and credit history. Available for new owner occupier, principal and interest home loans where the customer takes a variable rate with offset NAB Tailored Home Loan and has a deposit of 30% or more of the property value, with a maximum permitted Loan to Value ratio of 70%. Not available to company or trust borrowers. Features include up to 10 offset accounts, unlimited additional repayments, and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Rates are currently available for new loans that draw down from 15 May 2026. Applications are subject to NAB's credit assessment and eligibility criteria.

Tailored fixed rate

Additional repayment certainty by locking your interest rate for a fixed term. The 2 year fixed rate is 6.34% p.a. with a 6.98% p.a. comparison rate. Available for new owner occupier, principal and interest home loans with a maximum Loan to Value ratio of 80%. Minimum lending of $20,000 applies. Features include repayment certainty during the fixed term, paying ahead up to $20,000 during the fixed term, and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Comparison rates are based on a secured loan of $150,000 over 25 years. Applications are subject to NAB's credit approval criteria and terms and conditions apply.