Carriers may offer an Account Credit when home and auto policies or other policies are bundled. Eligibility and discount amounts depend on the carrier and policy.

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Superior Construction Credit

For Quincy Mutual policies, the Superior Construction Credit offers a premium discount for homes built entirely with non-combustible materials.

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Early Issue Discount

Securing a policy at least a few days before the effective date may make you eligible for an Early Issue or Advance Shopper discount. This credit usually applies for the first policy term and may be reduced at renewal.

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Clean In Three Discount

The Clean In Three Discount relates to the Safe Driver Insurance Plan. Carriers may calculate this discount differently, and insurers may choose to develop their own merit rating plans or use the SDIP. The page directs customers to Mass.gov for a full explanation of how the Clean in 3 provision works.

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Low Mileage Discount

A Low Mileage Discount can be applied to each vehicle that stays under the annual threshold set by the carrier. The exact mileage requirement varies. Submitting current odometer readings helps determine eligibility.

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Student Away Discount

Students living on campus more than 100 miles from home may qualify for this discount. As a substitute, an operator exclusion form can be submitted to the carrier when the student leaves for school and reversed when they return for breaks or vacations. Student discounts may not apply if the driver has had their license for more than 6 years, or if they are over the age limit set by their carrier.

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Good Student Discount

Full-time students in high school or at an accredited college or university may qualify for this discount. Student discounts may not apply if the driver has had their license for more than 6 years, or if they are over the age limit set by their carrier.

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Other Insurance Discounts

Other available discounts and credits may include Paperless, Early Issue Discount, In Control Crash Prevention Discount, Clean In Three Discount, AAA Member Discount, High Deductible Credit, Advance Shopper Discount, and Continuous Coverage Credit. Securing a policy at least a few days before its effective date may qualify for an Early Issue or Advance Shopper discount. This credit usually applies for the first policy term and may be reduced at renewal. Availability and amounts vary by carrier and policy, and eligibility factors apply.

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Commercial Insurance Discounts

Available discounts and credits may include Account Credit for policy bundles, Safety Features Discount, Property Condition Credit, Increased Deductible Discount, Claim Free Discount, Clean Driving Credit, and Good Credit History Discount. Commercial policies may also offer multi-policy credits for bundling business coverage with personal policies, safety feature discounts for properties with wired smoke detectors, alarms, or security systems, favorable pricing on updated and well-maintained buildings, and renewal credits for maintaining continuous coverage without claims. Availability and amounts vary by carrier and policy, and eligibility factors apply.

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Home and Condo Insurance Discounts

Available discounts and credits may include Account Credit for policy bundles, Paid-In-Full Discount, Loyalty Discount, Claim Free Discount, Increased Deductible Discount, Alarm Credit, New Home Discount, Protective Device Discount, and Superior Construction Credit. For Quincy Mutual policies, the Superior Construction Credit offers a premium discount for homes built entirely with non-combustible materials. Availability and amounts vary by carrier and policy, and eligibility factors apply.

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Auto Insurance Discounts

Available discounts and credits may include Account Credit for policy bundles, Paid-In-Full Discount, Loyalty Discount, Driver Training Credit, Good Driving Credit, Good Student Discount, Student Away Discount, Low Mileage Discount, Multi-Car Discount, and Donation Credit, such as for the Pan-Mass Challenge. Availability and amounts vary by carrier and policy, and eligibility factors apply.

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Are you overpaying for coverage? Discover insurance discounts in Massachusetts. Auto, home, renters, and commercial policy credits. Save more on your premium with Nobile., Are you overpaying for coverage? Discover insurance discounts in Massachusetts. Auto, home, renters, and commercial policy credits. Save more on your premium with Nobile.

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