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Available discounts and credits may include Account Credit for policy bundles, Paid-In-Full Discount, Loyalty Discount, Claim Free Discount, Increased Deductible Discount, Alarm Credit, New Home Discount, Protective Device Discount, and Superior Construction Credit. For Quincy Mutual policies, the Superior Construction Credit offers a premium discount for homes built entirely with non-combustible materials. Availability and amounts vary by carrier and policy, and eligibility factors apply.