Discounted Standard Variable Rate in Home Package Plus for owner occupied first home buyers who have never previously purchased a property. All applicants must be first home buyers. Lending must be $150,000 or more, maximum LVR 95% including LMI, with principal and interest repayments. The discounted rate is currently 6.74% p.a., calculated by subtracting a 2.49% discount from the Standard Variable Rate of 9.23% p.a. The discounted rate is only applicable while the loan remains in Home Package Plus. Rates and discounts are subject to change. Pre-approvals are excluded. Available on eligible loans applied for from 15 May 2026.

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Better Together Special Offer

Discounted Back to Basics Variable Rate for owner occupied applicants who are new to bank lending, with lending of $150,000 or more, maximum LVR of 60%, principal and interest repayments and a Suncorp Bank transaction account. The discounted rate is currently 6.08% p.a., calculated by subtracting a 2.57% discount from the Standard Back to Basics Variable Rate of 8.65% p.a. Rates and discounts are subject to change and may be varied if the loan purpose or repayment type changes or if the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals are excluded. Available on eligible loans applied for from 15 May 2026.

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Discounted 2 Year Fixed Rate

Discounted 2 Year Fixed Rate in Home Package Plus for owner occupied applicants who are new to bank lending, with lending of $150,000 or more, maximum LVR of 80% and principal and interest repayments. The discounted rate is currently 6.24% p.a., calculated by subtracting a 0.45% discount from the Standard 2 Year Fixed Rate of 6.69% p.a. The discounted rate is only applicable while the loan remains in Home Package Plus. At expiry of the 2 Year Fixed Rate term, the loan will revert to the applicable Standard Variable Rate advertised at the time, currently 9.23% p.a., less the Home Package Plus discount, currently 3.05% p.a. Rates and discounts are subject to change without notice. Pre-approvals are excluded. Available on eligible loans applied for from 26 June 2026.

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LMI waiver for eligible medical professionals

Medical Practitioners registered with AHPRA may be eligible for an LMI waiver with a Suncorp Bank Home Loan. At least one borrower must be an eligible Medical Practitioner registered with AHPRA at the time of application. The loan amount must be between $250,000 and $1,500,000, the LVR must be between 80.01% and 90%, and the loan must be for the purchase or refinance of residential property for owner occupied or investor purposes with principal and interest repayments. Total borrowings originated under the offer must not exceed $1,500,000. Pre-approvals, bridging loans, construction loans and refinances of an existing Suncorp Bank home loan are ineligible. Applications are subject to credit approval and fees and charges may apply. Available with Back to Basics Home Loan, Variable Rate Home Loan and Fixed Rate Home Loan. Suncorp Bank may vary, amend, extend, cancel or withdraw the offer at any time without notice.

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No annual fee for the life of the loan

Save up to $11,250. No annual fee for the life of the loan if you take out a new Home Package Plus home loan or loans totalling $150,000 or more. The saving is based on a 30 year loan term. A $375 annual package fee will be charged and reimbursed while the package is active. Offer subject to change. Available with Home Package Plus. Eligibility criteria, conditions, fees and charges apply.

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