National Australia Bank

NAB Rewards Platinum Card

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NAB Low Rate Card cashback offer

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NAB Qantas Rewards Signature Card

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NAB Rewards Signature Card

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Fixed rate NAB Tailored Home Loan

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Variable Rate with Offset NAB Tailored Home Loan

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NAB Rewards Signature Card with Velocity

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NAB Rewards Platinum Card with Velocity

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Tailored fixed rate

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Tailored variable with offset

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NAB Rewards Bonus Points Promotions

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Offers

12 running

NAB Concierge Services

A lifestyle service benefit available 24 hours a day, seven days a week to eligible NAB Platinum Card and NAB Signature Card customers. Services include flight information, event and ticket assistance, restaurant and hotel referrals and reservations, car rental and limousine services, destination information, health club and golf reservations, gift sourcing, goods sourcing and delivery, pre-trip assistance, emergency message and interpretation services, passport and visa assistance, business services, send it home services and courier services. Lifestyle Services are valid locally and worldwide. The cardholder will be informed of costs and options before any booking or purchase. Research and coordination services are not charged, but the cardholder is responsible for goods and service costs, deposits, cancellation costs, delivery and shipping costs, customs duties, import taxes, fund transfer costs and any advanced funds. Requests are subject to availability, applicable laws, shipping regulations and other exclusions in the terms and conditions.

NAB Rewards Bonus Points Promotions

Special promotions offered from time to time by NAB or a Bonus Points Provider may allow you to earn Bonus Points. The conditions applying to Bonus Points will be provided at the time of the promotion.

Variable Rate with Offset NAB Tailored Home Loan

Take out a variable rate NAB Tailored Home Loan with offset. Link up to 10 100% interest offset accounts, make additional repayments with no additional fees, and access redraw for a minimum $500 per redraw transaction when at least one full repayment is ahead of schedule. An ongoing $12 monthly loan service fee applies per loan account, with no application fee. Minimum loan amount is $20,000, subject to standard assessment. Owner occupiers can borrow up to 95% of the property's value with principal and interest repayments, or 80% with interest only repayments. Investors can borrow up to 90% of the property's value. Terms and conditions, fees and charges, and credit approval criteria apply.

Fixed rate NAB Tailored Home Loan

Enjoy a range of features and the certainty of a fixed interest rate. Split your new loan into variable and fixed rate portions, make additional repayments up to a total of $20,000 during the fixed rate period without additional fees, and choose principal and interest or interest only repayments. A $12 monthly loan service fee applies per loan account and there is no application fee. Offset and redraw are not available during the fixed rate period. Additional repayments above $20,000 or repaying the loan in full early may incur economic costs. Applications are subject to NAB's credit approval criteria and terms and conditions apply.

NAB Low Rate Card cashback offer

Receive $400 cashback when you apply for a new personal NAB Low Rate Card, are approved and spend $5,000 or more on everyday purchases within 150 days of account opening. Cashback is credited to the account within 180 days of account opening if the spend criteria is met. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The offer also includes a 0% p.a. standard balance transfer rate for 12 months, with a 3% balance transfer fee. After 12 months, unpaid balance transfers revert to the variable cash advance rate. Minimum monthly repayments apply. The offer is not available when closing or transferring from another NAB credit card account or with another NAB card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Platinum Card with Velocity

Earn up to 90,000 bonus Velocity Points when you apply for a new personal NAB Rewards Platinum Credit Card, are approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $4,000 on everyday purchases within 90 days of opening the account and keep the account open and in good standing for over 12 months. The offer commenced on 15 January 2026 and ends upon withdrawal. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $3,000. Minimum monthly repayments apply. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or with another NAB credit card offer. NAB may vary or withdraw the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Signature Card with Velocity

Earn up to 80,000 bonus Velocity Points when you apply for a new personal NAB Rewards Signature Credit Card with Velocity, are approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $5,000 on everyday purchases within 90 days of opening the account and keep the account open and in good standing for over 12 months. The offer commenced on 29 July 2025 and ends upon withdrawal. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $6,000. Minimum monthly repayments apply. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or with another NAB credit card offer. NAB may vary or withdraw the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Platinum Card

Earn up to 100,000 bonus NAB Rewards Points when you apply for a new personal NAB Rewards Platinum Card, are approved, spend $3,000 on everyday purchases within 90 days of account opening and keep the card open for over 12 months. The offer awards 80,000 bonus points after meeting the spend requirement and 20,000 bonus points after 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $3,000. Minimum monthly repayments apply. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or with another NAB credit card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Signature Card

Earn up to 110,000 bonus NAB Rewards Points when you apply for a new personal NAB Rewards Signature Card, are approved, spend $5,000 on everyday purchases within 90 days of account opening and keep the card open for over 12 months. The offer awards 80,000 bonus points after meeting the spend requirement and 30,000 bonus points after 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $6,000. Minimum monthly repayments apply. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or with another NAB credit card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Qantas Rewards Signature Card

Earn up to 130,000 bonus Qantas Points and receive $250 cashback when you apply for a new personal NAB Qantas Rewards Signature Card, are approved, spend $5,000 on everyday purchases within 90 days of opening the account and keep the account open for 12 months. The first 100,000 bonus Qantas Points are awarded after meeting the spend requirement, with an additional 30,000 points awarded after holding the card for 12 months. Cashback is credited within 120 days of account opening. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The offer ends 30 September 2026. Minimum credit limit is $6,000. Minimum monthly repayments apply. The offer is not available when closing or transferring from another NAB credit card account or with another NAB card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

Tailored variable with offset

Enjoy extra flexibility and access to up to 10 offset accounts. Interest rates range from 6.09% p.a. to 6.79% p.a., with comparison rates from 6.22% p.a. to 6.92% p.a. The rate range is an estimate based on a loan amount of $750,000 or more, and the rate offered depends on individual circumstances including banking history with NAB, application information, loan amount, credit risk and credit history. Available for new owner occupier, principal and interest home loans where the customer takes a variable rate with offset NAB Tailored Home Loan and has a deposit of 30% or more of the property value, with a maximum permitted Loan to Value ratio of 70%. Not available to company or trust borrowers. Features include up to 10 offset accounts, unlimited additional repayments, and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Applications are subject to NAB's credit approval criteria and terms and conditions apply.

Tailored fixed rate

Additional repayment certainty by locking your interest rate for a fixed term. The 2 year fixed rate is 6.34% p.a., with a 6.98% p.a. comparison rate. Available for new owner occupier, principal and interest home loans with a maximum Loan to Value ratio of 80%. Minimum lending of $20,000 applies. Features include repayment certainty during the fixed term, the ability to pay ahead up to $20,000 during the fixed term, and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Applications are subject to NAB's credit approval criteria and terms and conditions apply.