NAB ATM

Tailored variable with offset

All day

NAB Qantas Rewards Signature Card

All day

NAB Rewards Signature Card

All day

NAB Rewards Signature Card with Velocity

All day

NAB Rewards Platinum Card with Velocity

All day

NAB Low Rate Card cashback offer

All day

Bonus Points Promotions

All day

Tailored fixed rate

All day

NAB Rewards Platinum Card

All day

NAB Fixed Rate Tailored Home Loan

All day

Variable rate with offset NAB Tailored Home Loan

All day

Offers

12 running

NAB Concierge Services

Available 24 hours a day, seven days a week to NAB Platinum Card and NAB Signature Card customers. Services include flight information, ticket sourcing and delivery, event information, restaurant referrals and reservations, hotel and car service referrals and reservations, health club and golf reservations, gift sourcing, purchasing and delivery of goods, pre-trip assistance, emergency message and interpretation assistance, passport and visa assistance, business services, send it home service and courier service. Lifestyle Services are valid locally and worldwide. The cardholder will be informed of costs and options before any booking or purchase. Research and coordination services are not charged, but the cardholder is responsible for purchased goods and services, deposits, cancellation costs, delivery and shipping, insurance, customs duties, import taxes, fund transfer costs and any advanced funds. Services exclude illegal, immoral or unethical requests, commercial consignments and services in countries subject to US Government sanctions.

Bonus Points Promotions

Special promotions offered from time to time by NAB or a Bonus Points Provider may allow you to earn Bonus Points. The conditions applying to Bonus Points will be provided at the time of the promotion.

Variable rate with offset NAB Tailored Home Loan

Take out a variable rate NAB Tailored Home Loan with offset. Split your new loan into variable and fixed rate portions. A minimum loan amount of $20,000 applies, with no maximum subject to standard assessment. Eligible borrowers are individuals, non-trading companies and/or family trusts. Owner occupiers can borrow up to 95% of the property's value with principal and interest repayments or 80% with interest only repayments. Investors can borrow up to 90% of the property's value with principal and interest or interest only repayments. Link up to 10 100% interest offset accounts to a variable rate loan. Redraw is available with a minimum $500 per redraw transaction if you are at least one full repayment ahead of schedule. Additional repayments are available with no additional fees. An ongoing $12 monthly loan service fee applies per loan account and there is no application fee. Applications are subject to NAB's credit approval criteria, and terms and conditions, fees and charges apply.

NAB Fixed Rate Tailored Home Loan

Enjoy a range of features and the certainty of a fixed interest rate with a NAB Tailored Home Loan. Split your new loan into variable and fixed rate portions, make additional repayments up to a total of $20,000 during the fixed rate period without additional fees, and choose principal and interest or interest only repayments. An ongoing $12 monthly loan service fee applies per loan account and there is no application fee. Additional repayments above $20,000 or repaying the loan in full early may incur economic costs. Offset and redraw are not available during the fixed rate period. Applications are subject to NAB's credit approval criteria, and fees and charges are payable.

NAB Low Rate Card cashback offer

Receive $400 cashback when you apply for a new personal NAB Low Rate Card, are approved and spend $5,000 or more on everyday purchases within 150 days of opening your account. Cashback will be credited within 180 days of account opening if the spend criteria is met and will appear as a promotional rebate on your credit card statement. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Plus, receive a 0% p.a. standard balance transfer rate for 12 months, with a 3% balance transfer fee. After 12 months, any unpaid balance transfer reverts to the variable cash advance rate. Balance transfers from certain issuers cannot be processed. NAB may vary or end this offer at any time. Minimum monthly repayments and eligibility criteria apply.

NAB Rewards Platinum Card with Velocity

Earn up to 90,000 bonus Velocity Points when you are a Velocity Frequent Flyer member, apply for a new personal NAB Rewards Platinum Credit Card, are approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $4,000 on everyday purchases within 90 days of opening your account and keep your account open and in good standing for over 12 months. The offer commenced on 15 January 2026 and ends upon withdrawal. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB credit card offer. Minimum credit limit is $3,000. NAB may vary or withdraw this offer at any time. Minimum monthly repayments and eligibility criteria apply.

NAB Rewards Signature Card with Velocity

Earn up to 80,000 bonus Velocity Points when you are a Velocity Frequent Flyer member, apply for a new personal NAB Rewards Signature Credit Card with Velocity, are approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $5,000 on everyday purchases within 90 days of opening your account and keep your account open and in good standing for over 12 months. The offer commenced on 29 July 2025 and ends upon withdrawal. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB credit card offer. Minimum credit limit is $6,000. NAB may vary or withdraw this offer at any time. Minimum monthly repayments and eligibility criteria apply.

NAB Rewards Platinum Card

Earn up to 100,000 bonus NAB Rewards Points when you apply for a new personal NAB Rewards Platinum Card, are approved, spend $3,000 on everyday purchases within 90 days of opening your account and keep your card open for over 12 months. Points are awarded on a tiered basis, with 80,000 bonus points after meeting the first 90 day spend requirement and 20,000 bonus points after 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB credit card offer. Minimum credit limit is $3,000. NAB may vary or end this offer at any time. Minimum monthly repayments and eligibility criteria apply.

NAB Rewards Signature Card

Earn up to 110,000 bonus NAB Rewards Points when you apply for a new personal NAB Rewards Signature Card, are approved, spend $5,000 on everyday purchases within 90 days of opening your account and keep your card open for over 12 months. Points are awarded on a tiered basis, with 80,000 bonus points after meeting the first 90 day spend requirement and 30,000 bonus points after 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB credit card offer. Minimum credit limit is $6,000. NAB may vary or end this offer at any time. Minimum monthly repayments and eligibility criteria apply.

NAB Qantas Rewards Signature Card

Earn up to 130,000 bonus Qantas Points and receive $250 cashback when you apply for a new personal NAB Qantas Rewards Signature Card, are approved, spend $5,000 on everyday purchases within 90 days of opening your account and keep your account open for 12 months. The offer ends 30 September 2026. Minimum credit limit is $6,000. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The offer is not available when closing or transferring from another NAB credit card account or in conjunction with another NAB card offer. Bonus points are not available to customers who currently hold, or have held, any personal NAB Qantas Rewards Credit Card in the last 24 months. NAB may vary or end this offer at any time. Minimum monthly repayments and eligibility criteria apply.

Tailored variable with offset

Variable interest rate from 6.09% p.a. to 6.79% p.a., with a comparison rate from 6.22% p.a. to 6.92% p.a. The rate range is an estimate based on a loan amount of $750,000 or more, and the rate offered depends on individual circumstances including banking history with NAB, application information, loan amount, credit risk and credit history. The offer is for new owner occupier, principal and interest home loans where the customer takes a variable rate with offset NAB Tailored Home Loan and has a deposit of 30% or more of the property value, with a maximum permitted Loan to Value ratio of 70%. Not available to company or trust borrowers. Features include access to up to 10 offset accounts, unlimited additional repayments and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Rates are correct as at 17 August 2026 and subject to change. Applications are subject to NAB's credit approval criteria and terms and conditions apply.

Tailored fixed rate

Fixed rate of 6.34% p.a. for 2 years, with a 6.98% p.a. comparison rate. For new owner occupier, principal and interest home loans with a maximum Loan to Value ratio of 80%. Minimum lending of $20,000 applies. Features include repayment certainty during the fixed term, paying ahead up to $20,000 during the fixed term, and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Comparison rates are based on a secured loan of $150,000 over a term of 25 years. Rates are correct as at 17 August 2026 and subject to change. Applications are subject to NAB's credit approval criteria and terms and conditions apply.