NAB ATM

NAB Rewards Platinum Card

All day

NAB Rewards Signature Card with Velocity

All day

NAB Rewards Signature Card

All day

NAB Rewards Platinum Card with Velocity

All day

Tailored fixed rate

All day

Bonus Points Promotions

All day

Tailored variable with offset

All day

NAB Low Rate Card cashback offer

All day

NAB Concierge Services

All day

NAB Qantas Rewards Signature Card

All day

Offers

10 running

NAB Concierge Services

A lifestyle service benefit available 24 hours a day, seven days a week to eligible NAB Platinum Card and NAB Signature Card customers. Services include flight information; sourcing, purchasing and delivery of tickets for theatre shows, concerts and sporting events; event and show information; restaurant referrals and reservations; hotel information, referrals and reservations; car rental, limousine and car service information, referrals and reservations; destination information; health club information, referrals and reservations; golf tee time information and reservations; gift sourcing and arrangements; sourcing, purchasing and delivery of goods; pre-trip information and assistance; emergency message service; passport and visa assistance; emergency interpretation assistance; business service assistance; send it home service; and courier service. The cardholder will be informed of costs and options before any booking or purchase. Research and coordination services are not charged, but the cardholder is responsible for goods and services purchased, deposits, cancellation costs, delivery and shipping costs, customs duties and import taxes, fund transfer costs and any funds advanced. Services are valid locally and worldwide, subject to the terms and exclusions in the booklet.

Bonus Points Promotions

Special promotions offered from time to time by NAB or a Bonus Points Provider may allow you to earn Bonus Points. The conditions applying to Bonus Points will be provided at the time of the promotion.

NAB Low Rate Card cashback offer

Receive $400 cashback when you apply for a new personal NAB Low Rate Card, are approved and spend $5,000 or more on everyday purchases within 150 days of account opening. Cashback is credited to your account within 180 days from account opening if the spend criteria is met, and purchases must be processed and charged to your account during the 150-day period. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The offer also includes a 0% p.a. standard balance transfer rate for 12 months, with a 3% balance transfer fee. After 12 months, unpaid balance transfers revert to the variable cash advance rate. Minimum monthly repayments are required. The offer is not available when closing or transferring from another NAB credit card or with another NAB card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Platinum Card with Velocity

Earn up to 90,000 bonus Velocity Points when you are a Velocity Frequent Flyer member, apply for a new personal NAB Rewards Platinum Credit Card, are approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend at least $4,000 on everyday purchases within 90 days of opening your account and keep your account open and in good standing for over 12 months. The offer commenced on 15 January 2026 and ends upon withdrawal. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $3,000 and minimum monthly repayments are required. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card or with another NAB card offer. NAB may vary or withdraw the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Signature Card with Velocity

Earn up to 80,000 bonus Velocity Points when you are a Velocity Frequent Flyer member, apply for a new personal NAB Rewards Signature Credit Card with Velocity, are approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $5,000 on everyday purchases within 90 days of opening your account and keep your account open and in good standing for over 12 months. The offer commenced on 29 July 2025 and ends upon withdrawal. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $6,000 and minimum monthly repayments are required. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card or with another NAB card offer. NAB may vary or withdraw the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Platinum Card

Earn up to 100,000 bonus NAB Rewards Points when you apply for a new personal NAB Rewards Platinum Card, are approved, spend at least $3,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months. The bonus points are awarded in tiers, with 80,000 points after meeting the spend requirement and 20,000 points after holding the card for 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $3,000 and minimum monthly repayments are required. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card or with another NAB card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Rewards Signature Card

Earn up to 110,000 bonus NAB Rewards Points when you apply for a new personal NAB Rewards Signature Card, are approved, spend $5,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months. The bonus points are awarded in tiers, with 80,000 points after meeting the spend requirement and 30,000 points after holding the card for 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Minimum credit limit is $6,000 and minimum monthly repayments are required. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. The offer is not available when closing or transferring from another NAB credit card or with another NAB card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

NAB Qantas Rewards Signature Card

Earn up to 130,000 bonus Qantas Points and $250 cashback when you apply for a new personal NAB Qantas Rewards Signature Card, are approved, spend $5,000 on everyday purchases within 90 days of opening your account and keep your account open for 12 months. The first 100,000 bonus Qantas Points are awarded after meeting the spend requirement, with an additional 30,000 points awarded after holding the card for 12 months. Cashback is credited within 120 days of account opening. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. The offer ends 30 September 2026. Minimum credit limit is $6,000, minimum monthly repayments are required, and the offer is not available when closing or transferring from another NAB credit card or with another NAB card offer. NAB may vary or end the offer at any time. Eligibility criteria and terms and conditions apply.

Tailored variable with offset

Variable interest rates from 6.09% p.a. to 6.79% p.a., with comparison rates from 6.22% p.a. to 6.92% p.a. The rate range is an estimate based on a loan amount of $750,000 or more, and the rate offered depends on individual circumstances including banking history with NAB, application information, loan amount, credit risk and credit history. The rate may change and may differ on the day of settlement. Available for new owner occupier, principal and interest home loans where the customer takes a variable rate with offset NAB Tailored Home Loan and has a deposit of 30% or more of the property value, with a maximum permitted Loan to Value Ratio of 70%. Not available to company or trust borrowers. Features include access to up to 10 offset accounts, unlimited additional repayments and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Rates are correct as at 3 August 2026 and subject to change. Applications are subject to NAB's credit approval criteria and terms and conditions apply.

Tailored fixed rate

A 2-year fixed rate of 6.34% p.a., with a 6.98% p.a. comparison rate. Available for new owner occupier, principal and interest home loans with a maximum Loan to Value Ratio of 80%. Minimum lending of $20,000 applies. Features include repayment certainty during the fixed term, paying ahead up to $20,000 during the fixed term, and the option to split the loan into fixed and variable portions. Fees are $0 annual fee, $12 monthly service fee and $0 application fee. Information and rates are correct as at 3 August 2026 and subject to change. Applications are subject to NAB's credit approval criteria and terms and conditions apply.