Receive $500 off closing costs when you sign up for automatic payments and electronic statements. Valid on first mortgage applications, including prequalifications, received between July 17, 2026 and October 30, 2026. The loan must close by January 30, 2027. Available only on 1 to 4 family homes and applies to Conventional, Jumbo, FHA, USDA, or VA loans. Not available for collateral properties in Texas, New York, Alaska, or Hawaii. Automatic Funds Transfer or Automatic Clearing House enrollment is required before closing, and electronic statements must be elected within the first statement cycle for Conventional and Jumbo loans. Closing costs include only fees and charges required by First American Bank. May not be combined with other promotions. Subject to program limitations and credit approval.

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Offer

Home Equity Line of Credit

Special introductory fixed rate of 5.99% APR for six months. After the introductory period, variable rates are as low as 6.75% APR. Offer valid July 17, 2026 through October 30, 2026, and the loan must close by December 31, 2026. Available only to new HELOC customers and current HELOC customers whose loan matures within one year from the application date. Available for collateral properties in Illinois, excluding Kankakee County, Indiana, Wisconsin, and Minnesota. Not available for investment properties. Maximum loan-to-value is 75%, or 70% for condos. Rates are subject to change, the maximum APR is 18%, and subject to credit approval. Additional restrictions, fees, insurance requirements, and early cancellation fees may apply.

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Services

8 services · 2 categorys

Adjustable Rate Mortgage

Bridge Loan

Conventional Loan

FHA Loan

Home Equity Line of Credit

Mortgage Lending

Mortgage Refinance

VA Loan

About

Hours and details

Larry Minutillo is a mortgage loan officer with First American Bank, helping clients navigate home financing and loan options through personalized guidance.

Financial services
Services