To be eligible for a rebate, average vehicle connectivity must be above 75% and loss ratio must be below 50%. The current estimated rebate is £10,161, on track to earn 9% of the premium. Rebate factors include loss ratio, average safety score and average time to report. Improving these factors could increase the rebate amount.

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Up to 10% insurance premium rebate

Flock tracks key safety metrics throughout the policy period, allowing fleets to accumulate rebates. The rebate is based on loss ratios, safety scores, claims reporting times, driving behaviour and claims performance. Fleets with better performance can earn back up to 10% of their annual premium at renewal. The rebate is calculated in real time and can be viewed and forecast in the Flock Portal.

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