Details.
From 1 July 2026 to 31 December 2026, eligible Citibank customers who purchase an eligible single premium or multi-pay protection insurance plan issued during the Promotion Period may receive one preferential 2-month USD Time Deposit interest rate. For single premium plans, the tiers are USD 150,000 to below USD 400,000 at 10.00% p.a., USD 400,000 to below USD 800,000 at 12.00% p.a., USD 800,000 to below USD 1,200,000 at 13.00% p.a., USD 1,200,000 to below USD 1,600,000 at 14.00% p.a., and USD 1,600,000 and above at 16.00% p.a. For multi-pay plans, the corresponding Annual Premium Equivalent tiers are USD 15,000 to below USD 40,000, USD 40,000 to below USD 80,000, USD 80,000 to below USD 120,000, USD 120,000 to below USD 160,000, and USD 160,000 and above. A minimum USD 10,000 must be placed into a 2-month USD Time Deposit after eligible plan inception. The maximum placement amount is the lower of 50% of the single premium or five times the Annual Premium Equivalent, as applicable, or USD 1,500,000. The 2-month Time Deposit must be placed no later than 31 January 2027. Eligible plans include AIA Platinum Legacy (IX) (SP), AIA Platinum Legacy (IX) (Multi-Pay), AIA Platinum Heritage Wealth (II) (SP), AIA Platinum Indexed Legacy (II) (SP), AIA Platinum Indexed Legacy (II) (Multi-Pay), AIA Platinum Indexed Legacy (III) (SP), and AIA Platinum Indexed Legacy (III) (Multi-Pay). AIA Platinum Indexed Legacy (II) plans withdrawn on 19 July 2026 remain eligible if submitted on or before 19 July 2026.