Service

Home Loans While on Maternity Leave

at Shape Home Loans · Sydney

Details.

Loan applications can be considered for applicants on paid or unpaid maternity leave. General requirements include a maximum 80% LVR, potentially increasing to 90% case by case, current employment for more than 6 months before maternity leave, having passed probation, and being a full-time or part-time PAYG employee. Paid maternity income, including government and employer payments, may be accepted. Return-to-work income may be considered where there are enough savings to cover mortgage repayments and living expenses while unpaid. A minimum of 3 years of employment industry experience is preferred. Subject to credit and lender approval.

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