OfferEarn up to 3.30% APY with a $250 minimum opening balance

Online Personal Savings Account

at CTBC Bank · New York City

Details.

Earn up to 3.30% APY as of 08/29/2026. The minimum account opening balance is $250. Opening balances from $0 to $49,999.99 receive 1.80% APY, while balances of $50,000 or more receive 3.30% APY. There is no account maintenance fee, and funds are FDIC insured. APYs are subject to change. The interest rate and APY may change after the account is opened. Fees could reduce earnings. Online applications are subject to approval. Restrictions and limitations apply.

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