Details.
Provides a monetary benefit while insureds are unable to work due to injury or sickness. Features may include benefit levels up to 100% of salary plus a superannuation benefit, benefit periods up to five years, capital benefits, entry level products, flexible waiting periods from zero days, loyalty and critical illness benefits, no excluded occupations, no medical underwriting, tapered benefits, Workers Compensation Top Up, rehabilitation, return to work and homemaker assistance benefits, and mental health coaching partnership.