A discounted Standard Variable Rate of 6.74% p.a. with a 7.09% p.a. comparison rate is available for new owner occupied first home buyers borrowing $150,000 or more in Home Package Plus. Maximum LVR is 95%, including Lenders Mortgage Insurance, and principal and interest repayments apply. All applicants must be first home buyers who have never previously purchased a property. The discounted rate is calculated by subtracting a 2.49% discount from the Standard Variable Rate and applies while the loan remains in Home Package Plus. Rates and discounts are subject to change. Pre-approvals are excluded. The discounted rate is available on eligible loans applied for from 15 May 2026.

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Better Together Special Offer

A discounted Back to Basics Variable Rate of 6.08% p.a. with a 6.09% p.a. comparison rate is available for new owner occupied lending of $150,000 or more. Maximum LVR is 60% and principal and interest repayments apply. Borrowers must hold a Suncorp Bank transaction account. The discounted rate is calculated by subtracting a 2.57% discount from the Standard Back to Basics Variable Rate. Rates and discounts may change and may be varied if the loan purpose or repayment type changes, or if the borrower no longer holds a Suncorp Bank transaction account. Pre-approvals are excluded. The discounted rate is available on eligible loans applied for from 15 May 2026.

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Discounted 2 Year Fixed Rate

A discounted 2 Year Fixed Rate of 6.24% p.a. with a 6.54% p.a. comparison rate is available for new owner occupied lending in Home Package Plus of $150,000 or more. Maximum LVR is 80% and principal and interest repayments apply. The discounted rate is calculated by subtracting a 0.45% discount from the Standard 2 Year Fixed Rate. The loan must remain in Home Package Plus. At the end of the fixed-rate term, the loan reverts to the applicable Standard Variable Rate less the Home Package Plus discount. Pre-approvals are excluded. The discounted rate is available on eligible loans applied for from 26 June 2026. Current rates and discounts are subject to change without notice.

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LMI waiver for eligible medical professionals

Eligible medical practitioners registered with AHPRA may qualify for a Lenders Mortgage Insurance waiver on an approved and settled eligible Suncorp Bank Home Loan. At least one borrower must be an eligible medical practitioner with current generalist or specialist AHPRA registration. The loan amount must be between $250,000 and $1,500,000, the Loan to Value Ratio must be between 80.01% and 90%, the loan must be for the purchase or refinance of residential property for owner occupied or investor purposes, and repayments must be principal and interest. Total borrowings under the offer must not exceed $1,500,000. Pre-approvals, bridging loans, construction loans and refinances of existing Suncorp Bank home loans are ineligible. Applications are subject to credit approval and fees and charges may apply. Suncorp Bank may vary, amend, extend, cancel or withdraw the offer at any time without notice.

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No annual fee for the life of the loan

Save up to $11,250. No annual fee for the life of the loan if you take out a new Home Package Plus home loan or loans totalling $150,000 or more. The saving is based on a 30-year loan term. A $375 annual package fee will be charged and reimbursed while the package is active. Offer subject to change. Eligibility criteria, conditions, fees and charges apply.

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