Earn 4.75% AER/4.65% Gross p.a. fixed on balances of £1 to £99,999, or 4.85% AER/4.75% Gross p.a. fixed on balances of £100,000 to £3 million. One year fixed term options are also available. Applicants must be aged 16 or over and be UK residents. Criteria and limits apply. Interest is paid on the first business day of every month and on the Maturity Date. Early closure charges may apply. Available until 5pm on 2 September 2026 for new customers and 7 September 2026 for existing customers. The offer may be withdrawn early due to limited availability.

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Offer

Donate your Rewards

NatWest will exchange your Rewards into cash and send your donation directly to one of its chosen charities. £5 in Rewards could be £5 donated to Macmillan Cancer Support, Alzheimer's Society and many more. Donations can be made within the NatWest app.

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Offer

Exchange Rewards for eGift codes

Exchange your Rewards for eGift codes or points with selected partners, such as Amazon. Exchanges are available as an e-code or e-voucher, and a copy will be sent to your email address. Terms and conditions apply, and specific retailers provide full details.

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Offer

B&Q eGift card exchange

£10 in Rewards could be exchanged for a £10 B&Q eGift card, plus get 4% back in Rewards. Our partners can change, so log in to MyRewards regularly to see new ways to exchange your Rewards.

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Offer

Earn Rewards at partner retailers

Reward customers could earn back some of their spend as Rewards when using their Reward debit or credit card at NatWest partners. Partners can change, so log in to MyRewards regularly to see new offers. Partner offers and Reward amounts may vary.

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About

Hours and details

NatWest is a high-street bank providing personal, premier, business and corporate banking services, including current accounts, savings, lending and digital banking. It supports customers with everyday money management and financial products for different stages of life.

Bank
Financial service
Business and professional services
Banking and finance