Mortgage loan that is not backed by a government agency such as the Federal Housing Administration or Veterans Affairs. Conforming loans follow lending rules set by Fannie Mae and Freddie Mac, while nonconforming loans do not. Options include 30-year fixed rate, 15-year fixed rate and 7/6 adjustable-rate mortgages.

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Jumbo Mortgage

Mortgage for a more expensive property, with loans up to $9.5 million. Loans up to $2 million are also available on investment properties. Loans up to 85% of a home's value are available on a purchase or refinance with no cash back, subject to property type, a required minimum credit score and a minimum amount of monthly reserves. Product restrictions apply.

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Veterans Affairs (VA) Loan

Low or no down payment options and no mortgage insurance requirement. VA loans are available with 10-, 15-, 20-, 25- or 30-year terms. You or your spouse must be a veteran, active duty service member or a member of the National Guard or Reserve to qualify. A Certificate of Eligibility from the VA is required, and restrictions and limitations apply.

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FHA Mortgage

Government-insured loan with down payments as low as 3.5%. FHA loans require an up-front mortgage insurance premium, which may be financed or paid at closing, and an FHA annual mortgage insurance premium paid monthly will also apply.

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DreaMaker Mortgage

Down payment options as low as 3% and lower monthly payments with a 30-year fixed rate. Income limits apply and a homebuyer education course is required when all mortgage applicants who will occupy the residence are first time homebuyers. Available for purchase and no-cash-out refinance of a primary residence 1 to 4 unit property for 30-year fixed-rate terms.

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Services

10 services · 1 category

Adjustable-Rate Mortgage

Conventional Mortgage

DreaMaker Mortgage

FHA Mortgage

Fixed-Rate Mortgage

Jumbo Mortgage

Mortgage Application Guidance

Mortgage Preapproval

Mortgage Refinance

Veterans Affairs Loan

About

Hours and details

Ennell Esperance - Chase Home Lending Advisor - NMLS ID 68006 is an experienced mortgage lender helping Brooklyn, NY customers with their home lending needs.

Financial services
Services