Details.
J Trust Bank's Tabungan Rencana Berhadiah program is available from 1 April to 31 December 2026 for individuals and non-individuals, including new and existing customers, subject to product provisions. The program applies to Tabungan Rencana and Tabungan Smart Program accounts, in Indonesian rupiah, with a fixed interest rate of 0.1% per annum. Funding may come from fresh funds held outside J Trust Bank or from other matured savings programs. Customers can choose available prizes directly without a draw, including cars, gold, gadgets, sports items, home appliances, cashback, and vouchers. The monthly deposit method uses a J Trust Savings Plan, requires guarantee funds and fixed monthly deposits, and offers terms of 1 to 5 years. The hold fund method uses Smart Program Savings, with funds held for a specified period and the prize guarantee included in the held funds. Prizes are delivered within 60 working days from the date the Head Office places the order. Early termination is not permitted before maturity and may result in reimbursement of the gift value and account closure fees. For the monthly deposit method, participation ends and a penalty applies if a debit remains unsuccessful for 10 days after the scheduled debit date. Stamp duty and applicable tax on interest income apply.
