Details.
New customers can earn up to 5.00% APY with a SmartStep Installment Savings Account. Start with a base 3.50% APY by opening the account. Add 0.50% APY by opening a Woori America Bank Checking Account and maintaining monthly ACH deposits of at least $100 into a Woori America Bank checking account. Add another 0.50% APY by enrolling in paperless eStatements. Add another 0.50% APY by opening a Woori America Bank Credit Card and linking the new checking account for payments. The credit card bonus is subject to credit approval and does not apply if the application is not approved. The offer is available to new customers only. The APY is accurate as of April 29, 2026, and remains in effect until the end of the maturity term. Simple interest is credited at maturity. The term is 12 months, with an early withdrawal penalty. The minimum contract deposit is $1,000 and the maximum is $15,000. All bonus requirements must be fulfilled within three months of account opening and maintained through the maturity date. Monthly checking account fees may apply, and eligibility requirements, conditions, and exclusions apply.
