Details.
Earn up to 3.30% APY as of 08/27/2026. The minimum account opening balance is $250. Opening balances from $0 to $49,999.99 receive 1.80% APY, while balances of $50,000 or more receive 3.30% APY. No account maintenance fee. APYs are subject to change, and the interest rate and APY may change after the account is opened. Fees could reduce earnings. Online application is subject to approval. Restrictions and limitations apply. Online accounts are available exclusively to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona.