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Enjoy a range of features and the certainty of a fixed interest rate with a NAB Tailored Home Loan. Split your new loan into variable and fixed rate portions. The minimum loan amount is $20,000 with no maximum, subject to standard assessment. Owner occupiers can borrow up to 95% of the property's value with principal and interest repayments, or 80% with interest only repayments. Investors can borrow up to 90% of the property's value. Offset and redraw are not available during the fixed rate period. Additional repayments of up to $20,000 during the fixed rate period can be made without additional fees, provided this does not repay the loan in full. A $12 monthly loan service fee applies per loan account, with no application fee. Rate Lock can protect against interest rate increases for up to 90 days by paying a Rate Lock fee. Applications are subject to NAB's credit approval criteria, and terms and conditions apply.
