OfferHELOC at 6.250% APR, up to $250,000

Home Equity Line of Credit

at Quincy Credit Union · Quincy

Details.

Home Equity Line of Credit at 6.250% APR, with a maximum loan amount of $250,000. The variable annual percentage rate is based on The Wall Street Journal Prime Rate, 6.75% effective as of December 10, 2025, minus 0.50%. The maximum APR is 18.00% and the minimum floor rate is 3.50%. Homeowners insurance is required, flood insurance may be required, and loan-to-value may not exceed 80%. Not available for homes currently for sale or to be sold within 6 months of closing.

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