Details.
Enjoy a range of features and the certainty of a fixed interest rate. Split your new loan into variable and fixed portions. The minimum loan amount is $20,000 with no maximum, subject to standard assessment. Owner occupiers can borrow up to 95% of the property's value with principal and interest repayments, or 80% with interest only repayments. Investors can borrow up to 90% of the property's value. Make additional repayments up to a total of $20,000 during the fixed rate period without additional fees, provided this does not repay the loan in full. Offset and redraw are unavailable during the fixed rate period. An ongoing $12 monthly loan service fee applies per loan account, with no application fee. Rate Lock can protect the fixed interest rate from increases for up to 90 days by paying a Rate Lock fee. Applications are subject to NAB's credit approval criteria, and fees and charges are payable.