Details.
If your expected federal tax balance owed is between $200 and $6,000, you could be eligible for a File Now, Pay Later loan to make your federal tax payment directly to the IRS. The offer is available with a 3, 6, or 9 month loan term and has a variable APR ranging from 15% to 33%. Availability is subject to credit approval, identity verification, security requirements, eligibility criteria, underwriting standards, and available funds. The offer expires on October 16, 2026, or when available funds are exhausted, whichever comes first. Additional terms and fees may apply.