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If your expected federal tax balance owed is between $200 and $6,000, you could be eligible for a File Now, Pay Later loan. The loan can only be used to make your federal tax payment directly to the IRS. It is available with a 3, 6, or 9 month loan term, with a variable APR ranging from 15% to 33%. The offer expires on October 16, 2026, or when available funds are exhausted, whichever comes first. Offer, eligibility, and availability are subject to change without further notice.